This coverage offers protection against perils such as fire, theft, vandalism, and water damage (non-flood).
Typically, policies cover the structure and attached garage. Unattached structures (garages, tool sheds, swimming pools) may or may not be covered, so be sure to ask when you talk to us.
Homeowner's insurance is required before lending institutions will issue mortgages. However, this is such a basic form of insurance that it is recommended even if your home is paid in full.