Showing Proof of Insurance?
The Legislature passed a law requiring motorists to produce proof of insurance before the Department of Motor Vehicles renews vehicle registration. The new legislation also requires motorists to display proof of insurance when they are stopped by a police officer for traffic violations. Drivers who can't do so may be subject to fines and other penalties.
What Happens If I Don't Carry Insurance?
In California, driving without insurance is a serious offense. Failure to show proof of insurance when requested may result in fines or a suspended license. Remember, driving is a privilege... not a right. If you are stopped by a police officer and asked for proof of insurance and you can't produce it, you may receive a citation. You can have the ticket nullified by showing proof of insurance in court. You could, however, be assessed an administrative fee for expenses.
What Are the Penalties for Driving Without Liability Insurance?
Judges can impound the vehicles of frequent, flagrant violators. If you provide false evidence of insurance
coverage and your driver's license is suspended, the suspension cannot be lifted until you demonstrate genuine proof of insurance.
How Do I Prove I Have Insurance? Your insurance company will send you a proof of insurance card listing the covered automobiles and drivers and showing the policy number and expiration date. Your policy or a temporary binder also is acceptable evidence of insurance.
When Must I Show Proof of Financial Responsibility? Proof of financial responsibility must be shown when you:
- Are asked for it by a law enforcement officer;
- Have an accident,
- Register your car or renew its registration
- Get your car inspected.